Bina Artha: A Legally Licensed, Trusted Financial Institution Supervised by OJK

As a non-bank financial institution committed to transparency and customer protection, PT Bina Artha Ventura ensures all its business operations are conducted in compliance with applicable regulations. This commitment is reinforced through various legal licenses and certifications that position Bina Artha as a trusted financial partner, especially for Indonesia’s Micro, Small, and Medium Enterprises (MSMEs).

Bina Artha officially holds a Venture Capital Business License, granted through the Decree of the Minister of Finance of the Republic of Indonesia No. KEP-834/KM.10/2011, which provides the legal foundation for the company to operate as a venture capital financing institution. In addition, Bina Artha has a valid Business Identification Number (NIB): 8120017271906, certifying the company as a legally registered business entity in Indonesia.

Going beyond licensing, Bina Artha is also officially registered, licensed, and supervised by the Financial Services Authority (OJK)—the regulatory body overseeing the financial industry in Indonesia. This ensures that all financing activities and services follow prudent principles, integrity, and strong customer protection.

Bina Artha’s mission is centered on channelling financing to MSMEs, in accordance with Article 65 of the OJK Regulation (POJK) Number 25 of 2023. This is aligned with the company’s commitment to fostering inclusive economic growth and empowering communities at the grassroots level.

 Bina Artha is an active member of the Indonesia Venture Capital and Startup Association (AMVESINDO) and has earned a Client Protection Certification. This certification highlights the company’s strong dedication to protecting client rights, ensuring data security, and delivering quality services based on trust and accountability.

With these achievements, Bina Artha continues to strengthen its position as a reliable financial institution and trusted partner for Indonesian families striving to grow their businesses. We are committed to continuous innovation and service excellence in delivering impactful, inclusive financial solutions.